NEWCENTURYLABSEST. 2014

Which Cash-Pay Lab Model Lets Your Clinic Get Paid the Right Way?

See when to use Direct Pay, when a transparent Service Fee makes sense, and when Self-Managed pricing needs legal review.

New Century Labs supports all three billing workflows: Direct PayService FeeSelf-Managed Pricing

Educational overview, not legal advice · Last reviewed July 2026 · Choose a starting point here, then confirm it with counsel.

Plain-English answer

For most clinics, Direct Pay — the patient pays the lab directly — is the simplest fit and works in the most states. Add a clearly disclosed Service Fee to capture the value of work your clinic actually performs, and treat Self-Managed pricing as a decision to make with counsel after state and payer review.

Three billing workflows

Direct Pay, Service Fee, and Self-Managed Pricing

Simplest starting point

Direct Pay

Patient pays New Century Labs directly for lab testing.

PatientNew Century Labs

Where it fits
Stricter states, Medicare-sensitive workflows, or clinics that want no rebilling burden.
Keep in mind
The clinic never touches the lab bill — New Century Labs bills the patient.
For real clinic work

Service Fee

Clinic may charge a transparent fee for professional/admin services.

PatientNew Century Labs + Clinic fee

Where it fits
Clinics that provide consultation, interpretation, specimen coordination, or care planning.
Keep in mind
Keep the fee tied to services the clinic actually performs.
Requires review

Self-Managed Pricing

Clinic controls patient pricing where state law and payer context allow.

PatientClinicNew Century Labs

Where it fits
Practices in permissive states with counsel-approved billing policies.
Keep in mind
Review with counsel — it may not fit every state or payer context.

Calculator

See the three models side by side, priced

Run your own test mix and monthly volume through each billing model. Verified clinics see exact New Century Labs pricing.

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When to use each model

Use Direct Pay when…

  • You want the simplest, most transparent launch, with no lab rebilling.
  • You’re in a stricter state, or you’re not sure what yours allows.
  • You see Medicare patients and want to avoid referral-linked compensation.

Use Service Fee when…

  • Your clinic does real work around the order: consultation, interpretation, coordination, or care planning.
  • You want to capture the value of that work with a clearly disclosed fee while lab pricing stays separate.
  • You can keep the fee tied to services performed, not to the lab result or its value.

Use Self-Managed Pricing when…

  • Your state law, payer context, and practice structure support it.
  • You’ve reviewed the approach with counsel.
  • You need to bundle labs into a broader cash-pay or membership program, with patient disclosure where required.

Three quick scenarios

  1. Oregon clinic, Medicare-heavy panel — Direct Pay, with any clinic fee separate and documented.
  2. Concierge clinic doing interpretation and care planning — Direct Pay plus a transparent Service Fee for the clinic’s own work.
  3. Cash-pay clinic in a permissive state, counsel on board — Self-Managed pricing may be possible, with clear disclosure of the performing lab and charges.

Decision table

Your clinic situationRecommended workflow
We want the simplest launchDirect Pay
We want to charge for review or follow-upDirect Pay + Service Fee
We’re in a strict anti-markup or direct-billing stateDirect Pay
We want to bundle labs into a membership or cash-pay programSelf-Managed, only after counsel review
We see Medicare patientsExtra caution; Direct Pay plus a separate documented professional fee

Medicare-sensitive orders: New Century Labs’ cash-pay workflow is intended for non-covered or patient-requested testing where Medicare is not billed. Covered, medically necessary Medicare services require a different billing analysis.

Estimate

Compare patient cost and service-fee impact

Choose your starting point, then confirm it with counsel. The right model depends on your state, payer mix, and patient population.

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FAQ

Can we use different billing models for different patients?

Yes. Many clinics use Direct Pay for Medicare-sensitive patients and a Service Fee elsewhere. Keep each patient’s paperwork consistent with the model actually used.

What’s the fastest way to launch cash-pay labs?

Direct Pay. There’s no rebilling to set up: the patient pays New Century Labs directly, and your clinic starts ordering.

Can we change billing models later?

Yes — clinics often start with Direct Pay and add a Service Fee once the workflow settles. Review changes with counsel the same way you reviewed the original setup.

Written by New Century Labs and reviewed for operational accuracy by the New Century Labs team — not reviewed as legal advice. Last reviewed July 2026; laws and payer rules may change. Confirm the right workflow for your practice with your healthcare counsel.

Next step

Talk through the right cash-pay lab workflow for your practice.

New Century Labs supports multiple billing workflows so clinics and their counsel can choose the structure that fits their state, payer mix, and practice model. Choose your starting point, then confirm it with counsel — we’ll help you compare Direct Pay, Service Fee, and Self-Managed pricing.